Are today’s volatile interest rates keeping you from buying your dream home or investment property in Hawaii? What if there was a strategic way to hop into a time machine and secure a low mortgage rate from 2021?
Welcome to the world of “Subject-To” real estate purchasing.
In this video, Jason Wong, Principal Broker and Founder of Island Dragonfly, breaks down exactly how you can buy Hawaii real estate by taking over a seller’s existing mortgage. We’re talking about skipping the banks, avoiding expensive origination fees, and bypassing intrusive credit checks to keep that coveted 2% or 3% interest rate.
But before you download a contract from the internet, you need to know the facts. Jason dives deep into the “Due-on-Sale” clause (Alienation Clause), the Garn-St. Germain Depository Institutions Act of 1982, and the real risks involved in Subject-To deals. This isn’t just about buying a house in Honolulu or Maui; it’s about structuring a financial masterpiece with a solid Plan B.
Whether you are an international investor from the Asia-Pacific region looking to expand your portfolio, a U.S. expat relocating, or a local Hawaii family trying to navigate high mortgage rates, Island Dragonfly is here to help you navigate the complexities of luxury living and smart investing. With over two decades of global and local expertise, Jason bridges the gap between international buyers and Hawaii’s real estate market.
Don’t let high interest rates dictate your future. Let’s get creative and open new opportunities together!
Connect with Jason Wong to navigate your Hawaii real estate journey:
🌐 Personal Brand & Insights: https://jasonwong.us
🏢 Island Dragonfly Firm: https://islanddragonfly.com
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