Are you an international investor or an out-of-state buyer looking to purchase a slice of paradise in Hawaii? If your lender says you have title insurance, you might think your investment is 100% protected. Think again.
In the U.S. real estate market, the mandatory title insurance you buy at closing often only protects the lender’s financial interests—leaving your personal equity and ownership rights completely exposed. Unlike many other countries with government-guaranteed property registries, the U.S. operates on a private contract system. This means if a distant relative of a previous owner surfaces with a forged deed from 1995, or a scammer attempts to squat in your property while you are overseas, the legal battle falls squarely on your shoulders.
According to industry data from ALTA and First American, fraud and forgery account for roughly 20% of all title claims, with the average cost to resolve a fraud claim exceeding $143,000. Without an Owner’s Title Insurance Policy, that massive legal bill comes right out of your pocket.
The good news? An Owner’s Policy is a one-time fee paid at closing that protects you and your heirs forever. Don’t let your American investment become a legal nightmare. Sleep soundly knowing your Hawaii property is truly yours.
Ready to make a safe, smart investment in the Hawaiian market? Let’s connect and secure your future.
Contact Information:
Jason Wong (PB) MBA | Island Dragonfly
License: RB-22819
🌐 Personal Website: https://jasonwong.us
🏢 Firm Website: https://islanddragonfly.com
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