
That ocean view may be spectacular. The red polygon on a government map deserves a little attention too.
Hawaiʻi’s Sea Level Rise Exposure Area — commonly known as the SLR-XA — is increasingly relevant to buyers and sellers of coastal residential property. Under Hawaiʻi’s current seller-disclosure law, applicable residential property within the State-designated SLR-XA must be identified through the disclosure process. Shoreline-adjacent residential property can carry additional disclosure requirements involving erosion-control structures, permit expirations, violation notices and related fines.
But here is the important part: a sea-level-rise map is an exposure and planning tool. It is not a prophecy about exactly what will happen to one particular house on one particular date.
The State’s viewer includes scenarios ranging from 0.5 feet through 3.2 feet of sea-level rise. Serious property due diligence should go further than simply asking whether a parcel appears inside a colored area.
Depending on the property, I would want to examine the applicable SLR-XA mapping alongside FEMA flood information, shoreline and erosion data, site elevation and physical conditions, permitting history, insurance availability and cost, and — when appropriate — professional survey, engineering, legal or other specialist advice.
Two oceanfront homes can photograph beautifully and still present very different risk profiles.
That is why the intelligent question is rarely, “Is this coastal property good or bad?”
It is: What do we actually know, what still needs to be verified, and how should those facts affect value, terms and the decision?
I’m Jason Wong, President & Principal Broker of Island Dragonfly. I have been working across residential and commercial real estate with local and international clients for more 20 years now.
For Hawaiʻi real estate strategy, property acquisition, disposition or relocation:
https://jasonwong.us
https://islanddragonfly.com
General real-estate information only. Property-specific legal, engineering, environmental, insurance, tax and other professional questions should be reviewed with the appropriate qualified professionals.
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