The ocean views and luxury countertops of a Hawaii condo are stunning, but what is hiding in the building’s financials?
If you are buying a luxury condo in Hawaii—especially if you are an out-of-state or international buyer—there is one boring, 100-page PDF that could save you from a $50,000 financial nightmare: The Reserve Study. Under Hawaii Revised Statute 514B, every building must disclose its financial health, yet so many buyers ignore it until it’s too late.
In this video, we break down exactly how to read a Hawaii Reserve Study without needing an MBA. You will learn:
✔️ The “Percent Funded” rule: Why anything under 30% means you should run (or negotiate hard).
✔️ How to spot looming “Special Assessments” in the Cash Flow Table before you get hit with a surprise bill.
✔️ The “Double Whammy” currency exchange risk for foreign buyers using Yen, Won, or Euros.
Salt air eats everything—from concrete spalls to elevators and roofs. Don’t let a dream investment turn into a financial liability. Work with a broker who knows how to read a balance sheet just as well as they know the local market.
With over two decades of experience connecting global investors to finest properties, we dig deep into the data so you never get surprised.
Ready to navigate the Hawaii real estate market with confidence? Let’s connect for a complimentary consultation.
🌐 Search Hawaii Properties: https://islanddragonfly.com
🏢 Learn More About My Process: https://jasonwong.us
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