You want to buy a slice of paradise in Hawaii, but you don’t have a U.S. passport, a Social Security Number, or a domestic credit score. Do you have to pay 100% in cash? The short answer is no.
Welcome to Island Dragonfly. I’m Jason Wong (PB) MBA, and over my two decades in the luxury residential and commercial real estate markets, I’ve helped countless international clients successfully finance their dream homes and investment properties here in Vancouver and Hawaii.
In this video, I break down the exact strategies foreign nationals use to secure a U.S. mortgage. We cover “Bucket Number One” (Non-QM Loans) and explain why a lack of government backing means you need a minimum 30% down payment. We also dive into the investor’s secret weapon: the DSCR (Debt Service Coverage Ratio) loan, an asset-based loan where the property’s rental income qualifies for the mortgage, regardless of your personal income or tax returns back home.
Most importantly, we cover the strict U.S. anti-money laundering laws. If you are preparing to buy, your funds must be properly sourced and seasoned in a verifiable bank account for at least 60 days. Do not bring physical cash!
If you are ready to navigate the choppy waters of international financing and secure your Hawaiian asset, my team and I are here to guide you with precision.
📞 Let’s discuss your global real estate strategy:
Search Hawaii Properties: https://jasonwong.us
Learn about Island Dragonfly: https://islanddragonfly.com
Leave a Reply